Paul Mirabelli Esq

732-264-3880

Paul Mirabelli Esq

3400 Hwy 35
Hazlet 07730
New Jersey
732-264-3880
pmirabelli@verizon.net

About Us

Paul Mirabelli's Firm is where the attorneys are involved with their clients from beginning to end. You as the client will not be passed off to secretaries or paralegals like at other bankruptcy law firms. The attorneys will meet with you, will return your phone calls, and will answer your questions. Paul Mirabelli's Firm believe that only by truly listening to a client's concerns, problems, or fears, can an effective solution to the problem be found.

We strive to be a hands-on law firm. Through that hands-on philosophy and our experience, we will instill confidence that we can guide you through your legal or financial difficulties.

Firm specializing in New Jersey Real Estate,Divorce and Bankruptcy.

Bankruptcy

Take advantage of my free consultation. Discuss your problems with New Jersey Bankruptcy Lawyers early.

The best thing you can do when you're in serious financial straits is to address your issues early. That way your debts are not so great and foreclosure proceedings are not so far along.

One thing to keep in mind is that your case is unique. Some people who approach me for the first time are discouraged because they have friends who had a disappointing experience when filing for bankruptcy. You won't know how bankruptcy can help you unless you meet with a highly experienced professional who can address your special circumstances.

And because I offer a free consultation, there's no reason for you not to stop by.

In some other bankruptcy firms, you may never meet the attorney who handles your case.

Remember, if I become your bankruptcy attorney, you will always meet with me. I will be the person formulating your plan. I will be the one you speak with on the phone. And I stand by the expertise that I have to share with you. I am a bankruptcy attorney that other bankruptcy attorneys turn to when their cases are too complicated. My professional colleagues have this confidence in me, and so can you.

Real Estate

Why You Need a Good Real Estate Attorney
Paul Mirabelli's Firm can help you avoid making costly mistakes. And if you are in arrears on your mortgage or facing forclosure, we can help you save your home. We can assess your options and help you make your decision. Once a decision has been reached, we will be there to guide you through the legal process every step of the way. We want our clients to feel comfortable. Consulting a lawyer shouldn't be intimidating. Each case receives personal attention. And you won't have any trouble getting in touch with us. Your calls will be returned promptly. When we quote you a fee, that's exactly what you'll pay. Some firms charge for all kinds of extras like emails and copying without telling you up front. At Paul Mirabelli's Firm, there are no hidden fees.

What You Need to Know if You're Purchasing a Home
We will verify that the contract and any addenda have been signed by all parties before you pay for any inspections or mortgage applications. We'll review any agreements between you and the sellers involving personal property, repairs, change of closing dates, or any other matters not specified in the contract.

We will help ensure that you meet all inspection and contingency dates for the mortgage, home, septic, termite, and well. Missing a deadline may result in a waiver of the contingency. In the event that an inspection reveals any defects, we'll immediately contact the seller's attorney and attempt to resolve the problem and determine the liability of each party.

We'll guide you through the closing process, providing you with information related to obtaining a homeowner's insurance policy, establishing utilities in your name, making payments, and arranging for a final inspection of the house on the day of the closing. And should any problems arise after the closing, we are available to offer assistance.

What You Need to Know if You're Selling Your House
We will review your deed, survey, title insurance policy, and verify all pertinent information related to your current mortgage company.

We will advise you about how to go about obtaining necessary documentation including a Certificate of Occupancy and smoke detector and carbon monoxide certifications.

We will make certain that you fulfill all the requirements for the closing. For instance, you'll need to notify your insurance agent to cancel your homeowner's insurance in order to obtain a refund of the unexpired premium.

What You Need to Know if You're Refinancing Your Home
We can serve as an invaluable source of advice during the refinancing process. Because we are familiar with the many obstacles you may encounter -- ranging from extra fees charged by title and mortgage companies to complicated title problems - we are able to save you time and money.

We will help you sort through your options and choose the mortgage program that is best suited for you. We will never pressure you to close. We look out for your best interests. In addition, our average fees to handle the closing for a typical refinance are within $100 of what a title company would charge you. Keep in mind, though, that with a mortgage company, you receive no legal advice.

What You Need to Know about a 1031 Tax Free Exchange
We specialize in helping sellers of commercial real estate property or other investment property save money through the use of a special provision in the tax code. Ordinarily, if you sell commercial property, you could end up owing the IRS a significant amount of capital gains and other taxes. However, if you buy another piece of property, you may avoid capital gains taxes by taking advantage of what is called a 1031 tax-free exchange. We work with an intermediary company that only handles 1031 tax-free exchanges. That means that you will be getting the tax break you desire with no surprises.

What You Need to Know if You're in Arrears or Facing Foreclosure
Losing a home is a frightening prospect. But it doesn't have to happen. If you're behind in your mortgage or facing foreclosure, don't hesitate to call us. At the very least you should learn what your options are. Most people don't realize that they can save their home because they don't understand what bankruptcy entails and how it can help them. In some cases, you won't need to file for bankruptcy. We can help you refinance your home or negotiate a deal with the Loss Mitigation Department of your mortgage company. However, in the majority of cases, bankruptcy is the best option. Mortgage mitigation departments usually impose terms that most people in a difficult financial situation are unable to meet, like paying half the arrears up front.

You may be under the impression that bankruptcy is no longer possible due to recent changes in the bankruptcy law enacted by Congress, but nothing could be further from the truth! The new law obliges many people to reorganize their debts rather than liquidate them altogether, placing them under Chapter 13 instead of Chapter 7. But where your most precious asset, your home, is concerned, bankruptcy remains a viable alternative.

Paul Mirabelli's Firm can guide you through the bankruptcy process to make sure that you not only preserve your home, but save money as well. Don't delay, - though. It's better to act sooner than later. By filing a Chapter 13 bankruptcy petition early in the foreclosure process, you can save on many of the fees and costs that a mortgage company will charge. Your prospect of successfully completing your Chapter 13 case is enhanced, too, because the arrears that you will need to repay will be much lower. There is an additional benefit in that Chapter 13 stays the foreclosure proceeding. And by resuming your mortgage payments, you will be raising your credit score. Paul Mirabelli's Firm have an extremely successful track record of refinancing Chapter 13 debtors out of bankruptcy once the debtor has reestablished a good payment history with the mortgage company and the trustee. Best of all, getting out of bankruptcy can be achieved in as little as six months!

Directions

Garden state Parkway to exit 117 Take route 35 south 1/8 mile on right next to home depot complex. Located in Building next to Sports Authority